Only a quarter (22%) of Americans have a FICO Score of 800 or higher, so if your credit score is 808, you're already doing an…
- Credit Score
Forget the struggle of building credit! A credit builder app offers a powerful solution to unlock a healthy financial future. These innovative apps empower you…
- Credit
According to FICO, 47% of Americans have a 750 credit score. Is 750 a good credit score? Absolutely yes! Moreover, FICO and VantageScore agree that 750…
- Credit Score
Does paying rent build credit? And does a late rent payment affect your credit score? Let’s find out. 34% (44 million) of U.S. households are…
- Credit
Landlords want reliable tenants. That’s why a good credit score can strengthen your chances. But if your scores are low, you must provide alternative proof.…
- Credit Score
Surprisingly, 80% of Americans are actively working to improve their credit. It's a staggering statistic, and it's one you definitely don't want to associate with.…
- Credit
Key Takeaways:▪ Having a score of 720 is considered good.▪ A 720 credit score equates to access to more opportunities like personal loans, auto loans,…
- Credit Score
Leasing out a car is a convenient and cost-effective way to own a new set of wheels every few years. However, when the lease term…
- Car and Credit
Ever paid off a loan but your report reflects otherwise? Such closed accounts on credit report can be consequential, and in some cases, even cost…
- Credit Report
Thinking of using a credit building app but not sure which one? We've got you. A good credit score helps you in making big moves…
- Credit
Steps You Can Take to Improve Your Credit Score Yourself A credit score is a numerical representation of your financial health. A good score, typically…
- Credit Repair
We often come across terms like a 609 dispute letter, especially when credit score improvement is in question. However, before you decide to opt for…
- Credit Score
◾ Afterpay and other buy now pay later (BNPL) options offer a convenient solution for handling immediate expenses, but understanding its impact on credit and…
- Credit Score
To remove a valid charge-off from your credit reports you can attempt to negotiate with your lender or debt collector. If your account is still…
- Credit Report
Financial literacy and building credit at 18 go hand in hand and are an important aspect of turning 18. It’s all about learning how to…
- Credit Score
The average FICO credit score in the US is 717, according to the latest FICO data. And the average VantageScore is 701 as of January…
- Credit Score
Credit scores sometimes fluctuate by a couple of points. But if it is consistent with a downward trend, it shouldn’t be ignored. So, if you…
- Credit Score
16% of Americans have bad credit, and another 18% have fair credit, according to Experian data. That’s not ‘good’. But does your credit score really…
- Credit Repair
The world of credit may sometimes feel like deciphering a complex puzzle. Among the many questions that arise, one often overlooked yet crucial one is…
- Credit Score
◾ Refinancing will hurt your credit score, but temporarily. As a matter of fact, there are several long-term advantages to refinancing, regardless of whether you…
- Credit Score
The first step to building good credit is to know where you stand, i.e., know how to check credit score, and credit report. Astonishingly, one…
- Credit Score
Numbers can reveal a lot about a person, just as a three-digit credit score tells everything about a person's financial situation. Especially, in situations, where…
- Credit Score
Pay for delete letters entails contacting debt collectors and asking them to eliminate adverse entries from your credit reports as part of an agreement to…
- Credit Repair
When you apply for a line of credit, be it a credit card, loan, or mortgage, you trigger what is known as a "hard inquiry"…
- Credit Report
A Credit Privacy Number (CPN) is a nine-digit illegal alternative to a Social Security Number (SSN). It is usually claimed to be a substitute for…
- Credit
Eviction does not only impact your life but can also affect your credit score. In this blog, we'll discuss how eviction is reflected in your…
- Credit Report
Why rebuild credit? How to rebuild credit? What are the best credit repair tips? These are the most asked questions by individuals looking to rebuild…
- Credit Repair
Mixing business with personal life is rarely a good idea, especially when it comes to finances. Even so, 46% of small business owners use personal…
- Credit
Before renting out a property, the majority of landlords look up the renter's credit score. So, getting the kind of housing you want depends greatly…
- Credit Score
According to the Consumer Financial Protection Bureau (CFPB), approximately 26 million adults (one out of ten) are considered to be "credit invisible", meaning they have…
- Credit Score
What is a good credit score? Well! Let’s begin with this—a person with a good credit score enjoys more financial freedom, suitable borrowing opportunities, and…
- Credit Score
Did you know? A derogatory mark on your credit report can drop your credit score by up to 200 points. Baffling, isn't it? That's not…
- Credit Report
Searching for an apartment often raises a question for people with unfavorable credit: 'Can you get an apartment with bad credit' or 'Are there any…
- Credit Score
Ever met someone who likes inaccurate information reflected on their credit reports? Probably not, and that’s why you need to dispute credit report inaccuracies to eliminate…
- Credit Report
Your credit score is a number between 300 to 850 that tells lenders your creditworthiness, i.e., how you handle your credit and manage debt. Whereas,…
- Credit Score
New research suggests that one in ten Americans has no idea what their credit score is, and one in five wouldn't know how to check it. This…
- Credit Score
Credit scores significantly impact various aspects of your life. Sometimes, a few points can help you get a better offer on a new loan. Therefore,…
- Credit Score
