Financial literacy and building credit at 18 go hand in hand and are an important aspect of turning 18. It’s all about learning how to…
- Credit Score
Financial literacy and building credit at 18 go hand in hand and are an important aspect of turning 18. It’s all about learning how to…
Financial literacy and building credit at 18 go hand in hand and are an important aspect of turning 18. It’s all about learning how to…
The average FICO credit score in the US is 717, according to the latest FICO data. And the average VantageScore is 701 as of January…
Credit scores sometimes fluctuate by a couple of points. But if it is consistent with a downward trend, it shouldn’t be ignored. So, if you…
16% of Americans have bad credit, and another 18% have fair credit, according to Experian data. That’s not ‘good’. But does your credit score really…
The world of credit may sometimes feel like deciphering a complex puzzle. Among the many questions that arise, one often overlooked yet crucial one is…
◾ Refinancing will hurt your credit score, but temporarily. As a matter of fact, there are several long-term advantages to refinancing, regardless of whether you…
The first step to building good credit is to know where you stand, i.e., know how to check credit score, and credit report. Astonishingly, one…
Numbers can reveal a lot about a person, just as a three-digit credit score tells everything about a person's financial situation. Especially, in situations, where…
Pay for delete letters entails contacting debt collectors and asking them to eliminate adverse entries from your credit reports as part of an agreement to…
When you apply for a line of credit, be it a credit card, loan, or mortgage, you trigger what is known as a "hard inquiry"…
A Credit Privacy Number (CPN) is a nine-digit illegal alternative to a Social Security Number (SSN). It is usually claimed to be a substitute for…
Eviction does not only impact your life but can also affect your credit score. In this blog, we'll discuss how eviction is reflected in your…
Why rebuild credit? How to rebuild credit? What are the best credit repair tips? These are the most asked questions by individuals looking to rebuild…
Mixing business with personal life is rarely a good idea, especially when it comes to finances. Even so, 46% of small business owners use personal…
Before renting out a property, the majority of landlords look up the renter's credit score. So, getting the kind of housing you want depends greatly…
According to the Consumer Financial Protection Bureau (CFPB), approximately 26 million adults (one out of ten) are considered to be "credit invisible", meaning they have…
What is a good credit score? Well! Let’s begin with this—a person with a good credit score enjoys more financial freedom, suitable borrowing opportunities, and…
Did you know? A derogatory mark on your credit report can drop your credit score by up to 200 points. Baffling, isn't it? That's not…
Searching for an apartment often raises a question for people with unfavorable credit: 'Can you get an apartment with bad credit' or 'Are there any…
Ever met someone who likes inaccurate information reflected on their credit reports? Probably not, and that’s why you need to dispute credit report inaccuracies to eliminate…
Your credit score is a number between 300 to 850 that tells lenders your creditworthiness, i.e., how you handle your credit and manage debt. Whereas,…
New research suggests that one in ten Americans has no idea what their credit score is, and one in five wouldn't know how to check it. This…
Credit scores significantly impact various aspects of your life. Sometimes, a few points can help you get a better offer on a new loan. Therefore,…