Unlocking ‘Healthy’ Credit

Recover, Restore, and Rebuild Your Credit With Unlimited Repair
Opportunities at For FREE!

Retrieve your credit reports securely at no extra cost and CoolCredit's AI will automatically identify opportunities for improvement.

CoolCredit's AI will help you generate dispute letters to the credit bureaus and guide you through the dispute process.

Stay updated on your progress, and get timely notifications through the CoolCredit app to follow up where needed. Your success is our success!

Retrieve your credit reports securely at no extra cost and CoolCredit's AI will automatically identify opportunities for improvement.

CoolCredit's AI will help you generate dispute letters to the credit bureaus and guide you through the dispute process.

Stay updated on your progress, and get timely notifications through the CoolCredit app to follow up where needed. Your success is our success!

CoolCredit. Everything Credit.

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Stuck with a high-interest home loan? Your credit tier might be to blame!

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Want to save thousands on interest each year? CoolCredit can help you get there!

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CoolCredit scans your report for opportunities to dispute negative items and create dispute letters to the bureau.

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Now, with a boosted credit score, you can secure a favorable loan and enjoy financial peace of mind with CoolCredit!

How Does It Work?

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Get Credit Score

First, our AI system will scan your credit reports and help you understand which items are negatively impacting your credit.

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Negative Items

After identifying a record with a negative impact on your report, we’ll help you start disputing that information using custom dispute letters and provide reasoning with the option to attach (ANY) evidence that backs up your claim.

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Issues

Select the problem in your report and what you want to get fixed.

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Path

Choose your dispute resolution path: Credit Expert Help or Do It Yourself (DIY). The choice is yours.(RECOMMENDED: Use Expert Help to better your chances of winning the dispute!)

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Letters

CoolCredits’ AI will generate an impressive credit dispute letter on your behalf to send to the credit bureaus for the removal of the negative item from your report.

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Expert Assist

Our credit experts are here to lighten your load whenever you need assistance. They can create a credit dispute letter, print, and mail it on your behalf, and also give you the tracking number.

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Send Letter

Once the credit dispute letter is sent, you just need to wait for the response.

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Tracking

Self-credit repair can be tricky and often requires sending multiple letters promptly. But the good news is that our AI keeps you on track 24/7 and reminds you of any pending tasks that need completion or your attention.

01 no-image

Get Credit Score

First, our AI system will scan your credit reports and help you understand which items are negatively impacting your credit.

02 no-image

Negative Items

After identifying a record with a negative impact on your report, we’ll help you start disputing that information using custom dispute letters and provide reasoning with the option to attach (ANY) evidence that backs up your claim.

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Issues

Select the problem in your report and what you want to get fixed.

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Path

Choose your dispute resolution path: Credit Expert Help or Do It Yourself (DIY). The choice is yours.(RECOMMENDED: Use Expert Help to better your chances of winning the dispute!)

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Letters

CoolCredits’ AI will generate an impressive credit dispute letter on your behalf to send to the credit bureaus for the removal of the negative item from your report.

06 no-image

Expert Assist

Our credit experts are here to lighten your load whenever you need assistance. They can create a credit dispute letter, print, and mail it on your behalf, and also give you the tracking number.

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Send Letter

Once the credit dispute letter is sent, you just need to wait for the response.

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Tracking

Self-credit repair can be tricky and often requires sending multiple letters promptly. But the good news is that our AI keeps you on track 24/7 and reminds you of any pending tasks that need completion or your attention.

Easily Dispute INACCURATE Credit
Items in Just Minutes!

Analyze Your Credit Reports for Free

Maximize Your Credit Success!

Improve Your Chances of Winning With a Credit Expert

Expert Assist

Increased

chances of winning

  • Review and Sign Off by Team
  • Print and Mail disputes to all relevant parties as required.
  • Includes letter tracking and timely correspondence between us, you, and the bureaus.

$19.00 Per Dispute Review

Or

Do It Yourself

10 steps process

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Moderate Success Rate

FREE credit report pulls from all 3 bureaus

Ask CoolCredit

Frequently Asked Questions

Boost, Improve, or Recover your credit YOUR way

Analyze Your Credit Reports for Free
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