We challenge your questionable negative items with all the three bureaus, ensuring your credit reports are completely accurate and fair.
We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them.
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.
Cool Credit Pricing & Plans
$100*per item /per bureau
Collections | Charge-offs | Repos | Medical Bills | Late Pays | Foreclosures | Inquiries | Public Record items
such as Bankruptcies | Tax Liens | Judgments | Child Support
No deletions, no payments! You pay only when an item is deleted. Pay over time with Credit Boost's affordable monthly payments.
When you sign up for Cool Credit, you will be charged a one-time fee of $99 ($149 for couples) for the initial setup. This is commonly known as a “first work fee.” This fee covers the setup of your account, the gathering of information, the creation of your custom plan based on your specific situation, and the distribution of your initial communications to credit bureaus and/or creditors. This fee is separate from the “Pay Per Deletion” and monthly credit monitoring fees. Before any work is started, an itemization of costs will be provided for all work and any additional costs which are warranted and agreed to by the consumer.
Pay Per Deletions will only be billed after service has been performed or rendered and are eligible for zero interest Cool Credit Boost. Your on-time payment will be reported to the credit bureaus, which in turn will increase your credit score. A one-time initial $30 will be assessed for account setup.
$999
Have you tried credit repair before without any success?
Apply for our Credit Shift Program, which is a more aggressive and faster-paced model for credit repair.
Our team sets you up with a small business to begin earning small business credit,
which in turn will only increase your credit score.
**Credit Shift is also eligible for Credit Boost payment options.
Everyone is fixing their credit the Cool way.
Rose Marie from New York improved her Credit Score by 73 points
Elina Joseph from California improved her Credit Score by 34 points
Peter C. crossed the 700 Credit Score benchmark.
Denzel improved his Credit Score by 60 points
Laura joined the 700+ Club just now.
Gabriela improved her Credit Score by 75 points