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Is a loan settlement program the least expensive option if you are in debt and can’t pay your bills? You…

Yes, credit disputes are always free. All three credit bureaus can accept dispute submissions online or by mail, free of…

Like most Americans, you've sought ways to pay off your debt permanently. There are several approaches to eliminating debt once…

Credit score varies from poor to an exceptional range of 800 and beyond, the highest tier of FICO Scores. Read…

Let’s cut to the chase! Regardless of what you may have heard, it is absolutely possible to get a mortgage…

Collection debts can happen to anyone, and the reason could be an unpaid debt or a difficult financial situation. However,…

Defaulting on a student loan can cause severe damage to your credit score, but taking the necessary steps to repair…

Most of you may already know that a credit score is the three-digit number-based information listed on your credit report.…

Do you know what pay for delete is, whether it’s legal and worth your time and money? Catch up on…

Debt settlement involves negotiating with your creditors through a third-party company or yourself. It can be worthwhile but also has…

The 50/30/20 budget rule is one of the best tools if you don’t have the patience to track your spending…

Talk to a credit repair company, and the first question they’d ask you is how you create your monthly budget,…

A late payment is a payment you haven’t made to the lender before the due date, which can happen to…

With a credit score of 580, you may be wondering what it means. It can be challenging to visualize what…

Credit utilization is the percentage of your total credit that you are using or the amounts you owe. It is…

Injuries, illnesses, or surgeries can result in unexpected medical bills. While health insurance may help some of you, many people…

Having a run-in with a debt collector is a little scary! It may feel like they’re intimidating you, but debt…

There’s an emotional sting of dealing with a failed marriage. It spirals down to causing a lot of distress that…

You might think you know everything about credit cards, but you may want to think again. Credit cards get a…

The process of going through a divorce can take a toll on your physical and mental health. It can also…

Getting back on track can be challenging after experiencing credit hardships. Managing loans, credit cards, and utility bills is not…

Poor credit history can make it difficult to navigate society. Whether you want to do business, buy a house, take…

No matter where on the scale you stand, credit scores are a confusing topic. The concept sounds easy enough to…

It’s time for you to get a new car, sign a lease on a new apartment, or get a mortgage…

Having no credit poses a lot of challenges when you need to buy a car. Even the traditional financial institutions…

It is possible to live with no credit when you are a student who is just starting out. You could…

Low credit scores can make it difficult for you to enjoy the perks of financial freedom, but there are ways…

It can be disheartening to see your credit score drop suddenly, but by quickly identifying the reasons behind it, you…

For someone new to the world of building credit, it can be a confusing start since you may be unsure…

Unless your credit score is a perfect 850, chances are you could use a boost on your credit score. Unfortunately…

Credit bureaus, or credit reporting agencies, are the companies that maintain, collect, and provide consumer credit information to the lenders…

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670…

More than just looking at your credit score, it is important to know the factors that affect your credit score.…

Credit repair solution providers can help you fix your credit history and score. They can communicate on your behalf with…

Assess Many times, Americans are unaware of negative items that appear on their credit report. This can lead to one’s…

If you are a young adult starting to apply for credit cards and are preparing to take out your first…

If you’re looking to fix your bad credit, you may stumble across credit repair services that can help you clean…