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March 27, 2023

What Is Loan Settlement and How Does It Affect Your Credit Score?

Is a loan settlement program the least expensive option if you are in debt and can’t pay your bills? You…

Which is Better, Debt Consolidation or Debt Settlement
February 27, 2023

Which is Better, Debt Consolidation or Debt Settlement?

Like most Americans, you've sought ways to pay off your debt permanently. There are several approaches to eliminating debt once…

Repair-your-credit-after-defaulting-on-student-loans
February 8, 2023

Five Ways to Repair Your Credit after Defaulting on Student Loans

Defaulting on a student loan can cause severe damage to your credit score, but taking the necessary steps to repair…

Needs vs Wants
February 5, 2023

Needs Vs Wants: First Step for Credit Repair

Talk to a credit repair company, and the first question they’d ask you is how you create your monthly budget,…

Is 580 a Good or Bad Credit Score
February 1, 2023

Is 580 a Good or Bad Credit Score?

With a credit score of 580, you may be wondering what it means. It can be challenging to visualize what…

How Medical Debt Can Impact Your Credit Score
January 31, 2023

How Medical Debt Can Impact Your Credit Score

Injuries, illnesses, or surgeries can result in unexpected medical bills. While health insurance may help some of you, many people…

How Debt Collectors Can Contact You and What to Do About It
January 30, 2023

How Debt Collectors Can Contact You and What to Do About It

Having a run-in with a debt collector is a little scary! It may feel like they’re intimidating you, but debt…

How to Protect Your Credit During a Divorce

How to Protect Your Credit During a Divorce

There’s an emotional sting of dealing with a failed marriage. It spirals down to causing a lot of distress that…

How does divorce affect your credit
January 29, 2023

How Does Divorce Affect Your Credit

The process of going through a divorce can take a toll on your physical and mental health. It can also…

Important Credit Repair Facts You Need To Know
January 26, 2023

9 Important Credit Repair Facts You Need To Know

Poor credit history can make it difficult to navigate society. Whether you want to do business, buy a house, take…

What Credit Score Do You Need To Buy A House
January 24, 2023

What Credit Score Do You Need To Buy A House?

No matter where on the scale you stand, credit scores are a confusing topic. The concept sounds easy enough to…

Things Not To Do To Repair Your Credit

5 Things Not To Do To Repair Your Credit

It’s time for you to get a new car, sign a lease on a new apartment, or get a mortgage…

Improve-Your-Credit-Score
January 22, 2023

Top 10 Tips To Improve Your Credit Score Fast

Low credit scores can make it difficult for you to enjoy the perks of financial freedom, but there are ways…

Credit Score May Suddenly Drop

Six Reasons Why Your Credit Score May Suddenly Drop

It can be disheartening to see your credit score drop suddenly, but by quickly identifying the reasons behind it, you…

Raise Your Credit From Poor To Good
January 19, 2023

5 Easy Ways To Raise Your Credit From Poor To Good

Unless your credit score is a perfect 850, chances are you could use a boost on your credit score. Unfortunately…

What Is A Good Credit Score?
January 18, 2023

What is a Good Credit Score?

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670…

What credit score do you start with
September 10, 2021

What Credit Score Do You Start With?

If you are a young adult starting to apply for credit cards and are preparing to take out your first…

Rose Marie from New York improved her Credit Score by 73 points

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Elina Joseph from California improved her Credit Score by 34 points

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Peter C. crossed the 700 Credit Score benchmark.

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Denzel improved his Credit Score by 60 points

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Laura joined the 700+ Club just now.

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Gabriela improved her Credit Score by 75 points

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