About Us


Mission Statement

Cool Credit strives to make good credit possible for everyone. At Cool Credit, we understand that people with bad credit oftentimes are not in the best financial position. For this reason, Cool Credit has made credit repair affordable by offering flexible monthly payments on every plan. Each of these monthly payments is reported to the three major credit bureaus, which is another step that Cool Credit takes to further improve your credit score.

For individuals who have used credit repair in the past unsuccessfully or have bankruptcies on their credit report, Cool Credit also offers a more aggressive credit repair program, Credit Shift. When approved for Credit Shift, individuals are guided step-by-step through legal, alternative methods to improve their credit at a faster rate.

Who needs credit repair?

Millions of Americans miss out on countless opportunities due to inaccurate, unfair, and negative items that hurt their credit score. If you’ve ever been denied a loan or credit, you may have mistakes, negative items, or even fraudulent activity on your credit report.

If this sounds familiar, credit repair can help. Credit repair is the process of finding and fixing any problems on your credit report to improve your financial standing.

credit repair
Credit Score Meter

Its cool to have good credit

It is easy to improve your credit score with us. We extensively do all the work for you, so sit back and wait for your results. Your consultant will talk through your current credit circumstances and create a customized plan for your credit restoration. We suggest the best credit repair plan to suit your budget.

Rose Marie from New York improved her Credit Score by 73 points

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Carlos Jr. purchased the Aggressive Package.

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Elina Joseph from California improved her Credit Score by 34 points

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Peter C. crossed the 700 Credit Score benchmark.

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Denzel improved his Credit Score by 60 points

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Laura joined the 700+ Club just now.

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Raymond purchased the Moderate Package.

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Gabriela improved her Credit Score by 75 points

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