About Us

About-Mission-Statement

Mission Statement

Cool Credit strives to make good credit possible for everyone. At Cool Credit, we understand that people with less than perfect credit are not in the best financial position. For this reason, Cool Credit had made credit repair affordable by offering flexible monthly payments. Each payment you make on time is reported to the three major credit bureaus, by doing this Cool Credit helps to further improve your credit score.

For those individuals who have used conventional credit repair in the past with little to no success or have bankruptcies on their credit report, Cool Credit also offers a more aggressive credit repair program, Credit Shift. When approved for Credit Shift, individuals are guided step-by-step through legal, alternative methods to improve their credit at a faster rate.

Who needs credit repair?

Millions of Americans miss out on countless opportunities due to inaccurate, unfair, and negative items that hurt their credit score. If you’ve ever been denied a loan or credit, you may have mistakes, negative items, or even fraudulent activity on your credit report.

If this sounds familiar, credit repair can help. Credit repair is the process of finding and fixing any problems on your credit report to improve your financial standing.

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Credit Score Meter

It's cool to have good credit

It is easy to improve your credit score with us. We do all the hard work for you, so you can sit back, relax, and wait for your results. Your consultant will review your current credit circumstances with you and create a customized plan for your credit restoration.

Rose Marie from New York improved her Credit Score by 73 points

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Elina Joseph from California improved her Credit Score by 34 points

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Peter C. crossed the 700 Credit Score benchmark.

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Denzel improved his Credit Score by 60 points

improve your Credit Score

Laura joined the 700+ Club just now.

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Gabriela improved her Credit Score by 75 points

improve your Credit Score